Never take a bad check again!

AMERICAN BANCARD guarantees that you will never take a bad check again, because you will receive the entire amount of the check even if it bounces!

How can we do this?

Through a sophisticated electronic network of fraud screening and ACH (Automated Clearing House) processing, the funds are verified and thus guaranteed.

What do you have to do?

It's simple. Just run the check through a check reader attached to your credit card terminal or one with a built in check reader, then enter their drivers license, enter the sale amount, receive authorization, stamp the check ACH Processed, hand the check back and get the customers signature on the credit card machine receipt. The funds, less processing fees, will be automatically deposited into your account within 48 hours. Simple and guaranteed.

How much does it cost?

American Bancard offers check guarantee services with the following rates. The transaction rate is 1.20%, $.20 per transaction with a $10 a month bank statement and a $10 a monthly minimum. This means for every $100 of checks verified, the check processing program deducts $1.40. That is a small price to pay to be guaranteed payment even if the check bounces!

To learn more about AMERICAN BANCARD’s Check Processing Program, call 800-793-3250.